FINANCIAL SERVICES
PERSONAL INVESTMENT AND FINANCIAL PLANNING
In addition to providing insurance solutions tailored to your unique requirements, we are also able to assist with your personal financial planning and give advice on the best investment opportunities available to you. Our offering includes:
PERSONAL FINANCIAL PLANNING
- Estate and tax planning
- Retirement planning
- Wills and trusts
INVESTMENTS
- New generation linked investment plans
- Unit trusts
- Offshore investments
BUSINESS ASSURANCE
- Co-shareholders and partnership
- Deferred compensation
- Keyman assurance
- Staff retention programmes
EMPLOYEE
BENEFITS DIVISION
EMPLOYEE BENEFITS
At Sela, we have partnered with industry specialists to provide you with modern, workable employee benefit solutions. These include:
- Administration
Incorporating the latest technology to ensure the most efficient and speedy transfer of information. - Investment expertise
Introducing asset consultants to provide the full spectrum of investment products and portfolios, both local and offshore, to suit individual needs. - Risk benefits
Group life, disability, dread disease, funeral and accident insurance is negotiated to meet your requirements and is revised annually.
HEALTH CARE
SERVICES
EMPLOYEE HEALTHCARE PROGRAMMES
Funding for South Africa’s healthcare programmes has changed, with the emphasis shifting from managing sickness to managing health.
The Sela Healthcare division provides a complete consultancy for your medical scheme, with the most comprehensive employee medical scheme benefits available.
THE SELA EMPLOYEE HEALTHCARE SERVICE INCLUDES:
- Professional advice on industry trends and developments.
- Ensuring that your medical scheme meets the needs and aspirations of your staff.
- Individual consultations with staff members
- Annual reviews with your staff members to talk about any changes in benefits and premiums.
- Monitoring of the registration of chronic conditions as well as benefit programmes e.g. HIV/ Aids and oncology benefits management.
- Ongoing member education regarding existing benefits and plan changes
The healthcare industry has developed into a complex mix of new generation and traditional ideas. We are here to advise you on the best healthcare programme for your needs.